Learning how to save money can be hard if you weren’t taught any great habits when you were younger. Spending money is a major factor that is affected by how our mind works, and knowing the psychology tricks behind this puts you a step ahead in the money saving game. I’m going to give you 7 psychological tricks you can apply in your life to save more money each month. When you go out to eat somewhere, or buy groceries, or just to buy things, try to use cold hard cash instead of a debit card or check. When using cash, you have an emotional attachment to the physical material paper. I also recommend setting up a savings account and having at least 5% of your earnings go directly to that account.
“If you can’t measure it, you can’t manage it” was said by the famous Peter Drucker, and it’s true. I started a monthly balance sheet around 6 months ago and it’s amazing to see where your money goes once you start managing it. Creating a budget and sticking to it can be difficult as first, but as you practice and stay persistent, that bank account will continue to grow each month.
Check out my Passive Income Tutorial: https://www.youtube.com/watch?v=efkEvMVNY6A
If you’re saving money because you want to buy something, you the best advice I can give you is to focus more on how you can increase your income. Simply focusing on how you can make more money will help dramatically more than focusing on reducing your expenses.
The Software I use: http://cli.re/LMYjyL
Check out MY Passive Income Ebook: http://bit.ly/PsychologyIncome
$$$$$$$$$$$ Great video! I'm the Founder/CEO/Chairman of clean utility & energy efficiency company, Florida Energy & Sun (FES). Please enjoy a FREE copy of my "10 Energy & $$$-Saving Tips" guide at: https://tinyurl.com/10EnergySavingTips (for a longer, "88-Point Energy Efficiency Checklist," (a $10,000 value) click-on
Sometimes the hardest thing about saving money is just getting started. It can be difficult to figure out simple ways to save money and how to use your savings to pursue your financial goals. This step-by-step guide to money-saving habits can help you develop a realistic savings plan. - https://youtu.be/DyWx0Jj0-WI
I love using things that will help me save some money, especially money that I'm already spending. Try this link below, I purchased from sephora when I didnt have a 'promo' code and thought this was just as good! Got $10 back just for trying it :) When I made a purchase of $25+.
Get cash back for shopping on Ebates! Sign up with my invite link for a $10 bonus when you shop at over 2,000 stores like eBay, Macy's & Walmart.
Number one is good...and to add on to that try and bring cash as well when you go on trips so you know thats the money you are supposed to spend and how much you want to bring back as well...I just recently did that and only spent less than half of what I bought with me...
If you shop online, the link below saves you $10 on your first order. I've tried it and it works. Use this code at checkout and you'll get $10....B3e5sb52N2.
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I was thought cut on coffee to save but i still lived paycheck to paycheck, up until i have found this blog post. The number 5 have made me to save money fast -> https://www.facebook.com/fullestacademy/posts/944303835719225
واالله تمام پول ما را صرف وکیل و پروند سازیها و گرفتن کار مون کردند تا فهمیدیم میشه یکی معهون استاندار باشه برادر شهید باشه و هیئتی هم باشه و خانواده دهر هم باشه اما جد و ابادشو گاو گاییده باشه که یادش نیاد برای چی و چگونه پول و زندگی که هیچ سلامتی و عمر مونم گرفت تا از ما دختر لوزیش قصه فرهاد و مجنون و دراویش گنا بادی و سوپر من و بت من بسازه 🤣🤣🤣😋
Actually it's the opposite for me I tend to spend more with cash than I do with my debit card. I think that it has to do with the fact that with my debit card I keep track of every expense on my budget and with the cash I don't. So I need to change that.
This was so professionally put together. Art and audio is top draw (if you pardon the pun).In England, its so much easier to scrape some money together. See how they do it in England...https://www.youtube.com/watch?v=9IXLlhF06bc
Here is a good tip. At my bank you can have multiple checking accounts. What I do is figure out what my bills cost every month then when I get paid every week I transfer x amount to a checking account for my monthly bills. Then transfer x amount to my savings account. The money left over is what I live off for the week ( gas,food ). If you want to really save money your best bet is to get out of debt other than your home. With no debt you can save a lot more money. IMO you should first pay the minimum on all bills and save a few grand for emergencies and put it in your savings account. You do not use that money for anything but an emergency. Then you pay the minimum on every debt other than the smallest, pay as much as you can on that.When you pay that smallest debt off move to the next smallest debt. If you use any of the emergency money you switch to minimum payment until your emergency fund is replenished then continue to pay as much as you can on your smallest debt. IMO you accomplish paying off debts by focusing on one at a time and avoid any un-necessary spending (restaurants,bars or anything you don’t need to survive). Once your debts are paid you can save a ton of money and life is just a lot easier. No one should own more than one credit card and you really shouldn’t use it unless it’s an absolute emergency.
Tips for gamers:
1. Don’t buy games day one wait a month or 2
2. If you can wait till Christmas or Black Friday online sales
3. If you don’t care for console exclusives buy a pc
4. Don’t buy games you don’t have time to finish
5. Don’t buy random games that you only have slight interest in
6. Limit the amount you buy to about 3-5 “must haves” a year
7. Don’t preorder
8. Look at a variety of reviews before buying
9. Find a comparison price site for games or look at multiple sites for the cheapest option
10. Stop paying retail the price will always eventually drop
11. If low on money play retro games as their cheap or use emulators for free on pc, boom thousands of free games
The Genius Who Invented Economics Blogging Reveals How He Got Everything Right And Whats Coming Next.
Bill McBride, Calculated Risk The economics blogosphere was invented in early 2005 by a retired technology executive in Southern California named Bill McBride.
Thank God for that, because his blog, Calculated Risk, has been an invaluable and influential read for numerous reasons.
For one thing, its always been right. In its early days, when we all started reading it, it was way ahead of the curve in terms of warning about the housing bubble, horrible bank lending practices, and generally the economic collapse. From his perch in Newport Beach, CA he could see first hand the people taking out loans worth 10x their income, filling their Inland Empire garages with Harleys and Boats that they obviously couldnt afford.
But unlike many other bloggers who made a name during the crisis, he didnt stick with the doom and gloom message. He started making arguments for a GDP rebound in 2009.
Then in February of this year, he made his most important call: He announced: The Housing Bottom Is Here . McBride had officially come full circle from his days warning of housing collapse. Today, 8 months later, the housing bottom is becoming general consensus.
In addition to being correct on the economy, Calculated Risk has imparted the internet with other good practices, such as dutifully charting out the data, and examining data in an impartial, apolitical, non-hysterical manner.